Sims 4: A Complete Guide To Making Money

This guide shows Sims 4 players how to make money for your sims through playing the game. If you're after the cheater's way, search on. Crime doesn't pay 

Now let us get your sims rolling in that dough.





In The Sims 4, there are many ways to make money, some more legitimate than others. In order to maximize your income, we'll show you the different ways to grow your fortune and the best paths to take. While many players seeking riches go straight for the motherlode cheat, this guide is here to offer some easier alternatives.


From careers to collecting, we will take you through the pros and cons of different ways to go from rags to riches, so you can finally afford that luxury mansion in Del Sol Valley. However, it should be noted that some of these options will require specific DLC packs.



Choosing The Right Career

Careers are a good way to make money that fits in with the storytelling play style. There are several different types and each one includes options, with some more rewarding than others.


Firstly, you need to settle on the type of career that fits your play style. Rabbit hole careers will send your sim to work each day via a rabbit hole event. All you need to do is watch their mood, improve their skills as required, and choose their working level.


Semi-active careers will give you a choice between doing a rabbit hole work event or completing two tasks at home instead. These give a little more flexibility to your day.


Active careers will enable you to accompany your sim to work, directly influencing their job input. If you work in the Scientist career, you'll also collect a large number of items as part of your daily tasks, which can be sold for an income boost.


The most flexible careers are freelancer jobs, which allow you to choose jobs as and when you like, and part-time careers, which have much shorter hours but also much lower pay.



In terms of salary, the highest paying rabbit hole careers are the Astronaut and Secret Agent careers, followed by the Criminal career. For those choosing semi-active careers, the Social Media and Style Influencer careers bring the most financial rewards, while the most lucrative active career is Acting.


Freelance earnings are reasonable and best used with skill-building. Finally, part-time careers are earn the least, but Diving or Manual Laborer net the highest hourly rate for your time.





Skill Building And Creative Careers

Personally, this is my favourite method. Publishing books is a great way to build up an income that pays $5,000+ per day. The money really rolls in. Paintings from a maxed sim can also sell for around the 2,000 mark only taking them a couple of hours to make each. Plus, if a sim is at home they can still take care of kids and what not. Building your skills and profiting from the result is another flexible way to make money. Basically, this involves learning a craft and then selling the proceeds of your labor. Traditionally, the easiest ways to do this have been by painting, writing, or music, but at this point in the game, many others are also viable.


With the advent of freelance careers, you can make even more money by doing freelance jobs to build your skills in programming, painting, writing, or photography. You also sell any paintings or photographs, earn royalties from books and songs written, and make money from apps or hacking. You can also combine gardening and flower arranging skills with the semi-active Gardening career for another alternative path that gives you high-value products to sell.


These careers combine well to provide a steady but flexible path that allows you to earn large amounts of money as your skills increase.

You can also make videos or mix records, using the specific items available in-game, giving yet another alternative to produce a product that you can sell or use to make money. These work best when combined with the fame system and Simstagram social media options. You can also busk or even try your hand at being a street artist.


Retail And Restaurants

For those who want to be truly hands-on, another alternative to active careers is to run a business. You can own and run a restaurant, vet clinic, or retail store, and each can make your sims money.

Restaurants and vet clinics are the most full-on options, with players often finding that they need to spend many hours to get them to run efficiently. Retail is the easier option, as sims just need to convince customers that they want to buy overpriced items.

These options are great for storytelling involve the most work compared to rewards, so tread carefully.


Collecting All Of The Things

The final way to make money is by simply collecting things. Sims can fish, mine deposits for gems, harvest plants, and more. There are so many collectibles around the world that many skint sims can make their money simply by picking them up.

For sims with the kleptomaniac trait, money can also be made by swiping items from other sims' houses -- just try not to get caught.

Collections can be directly sold or used to make more money. For example, frogs can be bred to make more frogs. Breeding two high value frogs can reap huge rewards. You can also use treasure maps to increase your chance of finding higher value items and choose whether to sell boxes or open them.


The Black Widow Method

This isn't morally great but it can be a great earner. You can basically be a serial romancer, get married and move the new family in with you, stealing their entire fortune along with the move. I opted to just move one person into my family for this and erm... 'dispose' of them. A good tip for this is to make sure you 'go on dates' with your new interest, just to keep the husband or wife seeing it all. Sims don't react well to that.

Ask For Money





Why work hard when Sims can simply ask for money? Those with high enough Charisma skill can just walk over to a Sim and ask them for a loan. At level 7 of Charisma, Sims can ask others for a small loan, and at Level 9 they can ask for a large loan.

Combination Earning

Most players will find themselves employing a combination of the above money-making options -- freelance careers and skill building, busking and song writing, writing and working. All of these and more mean that you can choose the option that makes the most sense for your sims and your play style.

Earning money has never been so easy and there have never been so many options. Players can also still plant the classic money tree and earn money that way.



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